About

DXA Legacy

At DXA Legacy LLC D.B.A. DXA Legacy, we are dedicated to helping individuals across the United States rebuild, restore, and strengthen their credit while creating a clear path toward long-term financial success. Our mission is to make credit improvement simple, transparent, and effective by providing expert guidance, personalized strategies, and the education needed to make confident financial decisions.

We understand that every financial journey is unique. That's why our experienced team works closely with each client to assess their current situation, identify opportunities for improvement, and develop a customized plan that aligns with their goals. Whether you're working to improve your credit, prepare for homeownership, qualify for business funding, or build a stronger financial future, we're here to support you every step of the way.

Our commitment goes beyond credit consulting—we believe in educating, coaching, and empowering our clients with the knowledge and tools they need to achieve lasting financial growth. Through honest guidance, dependable support, and proven strategies, we help turn financial challenges into opportunities for success.

Our Mission

To educate, coach, and empower individuals by making credit improvement simple, transparent, and effective—providing the knowledge, tools, and confidence needed to build stronger credit and achieve long-term financial success.

Contact Information

DXA Legacy LLC D.B.A. DXA Legacy

📍 Address: 51 W 95th St, Chicago, IL 60628, United States

📧 Email: [email protected]

📞 Phone: +1 (312) 584-1449 | 800-DXA-1995

🌐 Website: https://dxalegacy.com

DXA Legacy — Built for Today. Designed for the Future.

What We Can Remove

FORECLOSURES

STUDENT LOANS

LATE PAYMENTS

BANKRUPTCIES

COLLECTIONS

JUDGMENTS

REPOSSESSIONS

CHARGE-OFFS

MEDICAL BILLS

PUBLIC RECORDS

HARD INQUIRIES

CHILD SUPPORT

Our team teaches you how these items impact your financial profile and guides you through

strategies designed to improve your financial standing.

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Client Success Stories

STILL NOT SURE?

FREQUENTLY ASKED QUESTIONS

Do I need a Consultation?

Consultations are optional and not required. Upon purchasing you will not receive a consultation call unless you have booked one, you will only receive onboarding instructions and communication will be done by email and client portal only. If you feel like you need a consultation call, please book one. We get things done with out having to have a phone call, our communication is great! Here is the link for consultation: https://calendly.com/raesrecoveryco/20mins

How long does it take to see results?

We’d love to have you on board! Simply hit the button below, call our team, or DM us, and someone will be in contact with you within 24 hours.

What items can you remove?

We dispute closed/negative accounts only.

How Can I Improve My Score?

Start with us today! Whether it’s getting negative items removed or positive lines added, we can help!

Where Can I See My Credit Reports? Is There a Charge for This?

We use Smart Credit because it includes all 3 credit reports (Experian, Equifax, and Transunion). While we do not charge a monthly fee for credit repair, Smart Credit does charge monthly to provide you and us a refreshed copy of your credit report each month.

If you use our affiliate link, the monthly charge will be around $39. It is mandatory that you are up to date with your Smart Credit payment so we can check for updates and send new rounds out to the credit bureaus.

How Long Does it Take to Fix My Credit?

Please allow 1-2 business days after all information has been received for us to prep and mail your disputes out to the 3 consumer reporting agencies (please allow 3-5 business days during a sale). Once they are delivered to them, processing time starts!

On average, the program runs through 6 rounds, with about 35–40 days between each round, so the full process typically takes around 7–8 months. Most clients start seeing results within the first 30–60 days, sometimes even sooner.

We’ll do everything we can to challenge and improve what’s on your report, and keep you updated every step of the way.

Remember, we are credit repair specialists, not magicians. We fight on your behalf, using consumer laws each month to get accounts removed. Credit repair takes patience! With that being said, there are no refunds.

How Long Until I Start Seeing Results?

You can expect to see results in at least 30 days, with it taking up to 90 days in some cases.

How Do I Get Started?

We’d love to have you on board! Simply hit the button below, call our team, or DM us, and someone will be in contact with you within 24 hours.

Take Control of

Your Credit Today!

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800-392-1995 | 800-DXA-1995

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Copyright 2026 - Chicago, Illinois – DXA Legacy LLC D.B.A DXA Legacy