Build a Stronger Financial Future With Expert Guidance
We've Helped Thousands of Clients Strengthen Their
Financial Profiles & Create More Opportunities—
Are You Next?
We've Helped Thousands of Clients Improve Their Financial Future.
We don't just talk about financial transformation—we help people build stronger
financial profiles through education, coaching, and proven strategies.
Want to Remove a Collection Yourself?
Not ready for coaching?
Get our FREE Collection Removal Letter and start our 30-Day Financial Education Academy at no cost.
Learn proven strategies, receive daily guidance, and begin improving your financial profile today.
What We Can Remove
FORECLOSURES
STUDENT LOANS
LATE PAYMENTS
BANKRUPTCIES
COLLECTIONS
JUDGMENTS
REPOSSESSIONS
CHARGE-OFFS
MEDICAL BILLS
PUBLIC RECORDS
HARD INQUIRIES
CHILD SUPPORT
Our team teaches you how these items impact your financial profile and guides you through
strategies designed to improve your financial standing.
WHAT HAPPENS
AFTER PURCHASE?
01
Purchase Your Program
Choose the program that's right for your financial goals and complete your secure checkout.
02
Activate MyFreeScore ($29/Month Required)
SmartCredit activation is required before your program can begin.
To get started:
Activate your SmartCredit membership immediately after purchase.
Complete the required $29 monthly payment.
Keep your SmartCredit membership active throughout your program.
Without an active SmartCredit account, we cannot begin working with you.
No MyFreeScore = Your Program Will Remain On Hold
03
Complete Your Onboarding & Submit Documents
Immediately after enrolling, you'll receive an onboarding email with everything you need to begin.
If you don't receive the email within 30 minutes, please check your Spam or Junk folder. If it's still missing, contact our support team and we'll gladly resend it.
Required Documents
Valid Government-Issued ID
Social Security Card or SSN
Proof of Address (dated within the last 30 days)
Accepted Proof of Address:
Utility Bill
Bank Statement
Lease Agreement
Mortgage Statement
04
Begin Your Financial Improvement Program
Once your SmartCredit account is active and your onboarding is complete, our team gets to work.
Your personalized program includes:
Financial profile review
Educational guidance
Customized improvement strategies
Ongoing coaching and support
Progress reviews throughout your program
We'll guide you every step of the way while you focus on reaching your financial goals.
IMPORTANT
Your program cannot begin until all requirements have been completed.
Required:
Active SmartCredit Membership
Completed Onboarding
Required Documents Submitted
Choose Your Pricing Plan
Fresh Start
$329.99
Best For
Individuals ready to begin improving their financial profile with expert guidance and a clear action plan.
Program Includes
Personalized financial assessment
One-on-one coaching
Financial education
Step-by-step action plan
Ongoing support
Silver Program
$615.99
Most Popular
Perfect for individuals looking for a more comprehensive financial improvement strategy with additional coaching and support.
Program Includes
Comprehensive financial profile review
Personalized coaching
Strategic financial guidance
Ongoing progress tracking
Priority support
Highly Recommended
Couples Package
$699.00
Best For
Couples who are ready to strengthen their relationship, improve communication, and grow together through personalized coaching.
Package Includes
3 Private Coaching Sessions
Relationship Assessment
Personalized Action Plan
Communication Strategies
Guided Exercises
Ongoing Support
Platinum Program
$999.99
Best Value
Our most comprehensive program for clients committed to maximizing their financial opportunities through continued coaching and personalized strategies.
Program Includes
Everything in Silver
Advanced financial coaching
Extended personalized guidance
Continuous progress monitoring
Premium client support
Long-term financial strategy planning
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30-minute paid consultation
Get Expert Financial Guidance for Just $25.99
Not sure which program is right for you? Book a one-on-one 30-minute consultation with a DXA Legacy financial coach and receive personalized guidance based on your financial goals.
During your consultation, we'll:
Review your current financial situation
Discuss your financial goals
Explain how our programs work
Recommend the best plan for your needs
Answer all of your questions
Whether you're looking to strengthen your financial profile, prepare for homeownership, or create more financial opportunities, our team is here to guide you in the right direction.
About
DXA Legacy
At DXA Legacy, our mission is simple:
To educate, coach, and empower individuals to build stronger financial futures.
We understand that financial challenges can feel overwhelming, but with the right knowledge, strategy, and guidance, lasting change is possible.
Our team works closely with every client to develop personalized strategies that support their financial goals, improve financial habits, and create greater opportunities for homeownership, business funding, and long-term financial success.
We're committed to providing education, accountability, and ongoing support every step of the way.
Because lasting financial growth begins with knowledge—and we're here to guide you through the journey.
Real Clients. Real Experiences.
Real Progress.
Client Success Stories
STILL NOT SURE?
FREQUENTLY ASKED QUESTIONS
Do I need a Consultation?
Consultations are optional and not required. Upon purchasing you will not receive a consultation call unless you have booked one, you will only receive onboarding instructions and communication will be done by email and client portal only. If you feel like you need a consultation call, please book one. We get things done with out having to have a phone call, our communication is great! Here is the link for consultation: https://calendly.com/raesrecoveryco/20mins
How long does it take to see results?
We’d love to have you on board! Simply hit the button below, call our team, or DM us, and someone will be in contact with you within 24 hours.
What items can you remove?
We dispute closed/negative accounts only.
How Can I Improve My Score?
Start with us today! Whether it’s getting negative items removed or positive lines added, we can help!
Where Can I See My Credit Reports? Is There a Charge for This?
We use Smart Credit because it includes all 3 credit reports (Experian, Equifax, and Transunion). While we do not charge a monthly fee for credit repair, Smart Credit does charge monthly to provide you and us a refreshed copy of your credit report each month.
If you use our affiliate link, the monthly charge will be around $39. It is mandatory that you are up to date with your Smart Credit payment so we can check for updates and send new rounds out to the credit bureaus.
How Long Does it Take to Fix My Credit?
Please allow 1-2 business days after all information has been received for us to prep and mail your disputes out to the 3 consumer reporting agencies (please allow 3-5 business days during a sale). Once they are delivered to them, processing time starts!
On average, the program runs through 6 rounds, with about 35–40 days between each round, so the full process typically takes around 7–8 months. Most clients start seeing results within the first 30–60 days, sometimes even sooner.
We’ll do everything we can to challenge and improve what’s on your report, and keep you updated every step of the way.
Remember, we are credit repair specialists, not magicians. We fight on your behalf, using consumer laws each month to get accounts removed. Credit repair takes patience! With that being said, there are no refunds.
How Long Until I Start Seeing Results?
You can expect to see results in at least 30 days, with it taking up to 90 days in some cases.
How Do I Get Started?
We’d love to have you on board! Simply hit the button below, call our team, or DM us, and someone will be in contact with you within 24 hours.
Take Control of
Your Credit Today!
STILL NOT SURE?
FREQUENTLY ASKED QUESTIONS
Do I need a Consultation?
Consultations are optional and not required. Upon purchasing you will not receive a consultation call unless you have booked one, you will only receive onboarding instructions and communication will be done by email and client portal only. If you feel like you need a consultation call, please book one. We get things done with out having to have a phone call, our communication is great! Here is the link for consultation: https://calendly.com/raesrecoveryco/20mins
How long does it take to see results?
We’d love to have you on board! Simply hit the button below, call our team, or DM us, and someone will be in contact with you within 24 hours.
What items can you remove?
We dispute closed/negative accounts only.
How Can I Improve My Score?
Start with us today! Whether it’s getting negative items removed or positive lines added, we can help!
Where Can I See My Credit Reports? Is There a Charge for This?
We use Smart Credit because it includes all 3 credit reports (Experian, Equifax, and Transunion). While we do not charge a monthly fee for credit repair, Smart Credit does charge monthly to provide you and us a refreshed copy of your credit report each month.
If you use our affiliate link, the monthly charge will be around $39. It is mandatory that you are up to date with your Smart Credit payment so we can check for updates and send new rounds out to the credit bureaus.
How Long Does it Take to Fix My Credit?
Please allow 1-2 business days after all information has been received for us to prep and mail your disputes out to the 3 consumer reporting agencies (please allow 3-5 business days during a sale). Once they are delivered to them, processing time starts!
On average, the program runs through 6 rounds, with about 35–40 days between each round, so the full process typically takes around 7–8 months. Most clients start seeing results within the first 30–60 days, sometimes even sooner.
We’ll do everything we can to challenge and improve what’s on your report, and keep you updated every step of the way.
Remember, we are credit repair specialists, not magicians. We fight on your behalf, using consumer laws each month to get accounts removed. Credit repair takes patience! With that being said, there are no refunds.
How Long Until I Start Seeing Results?
You can expect to see results in at least 30 days, with it taking up to 90 days in some cases.
How Do I Get Started?
We’d love to have you on board! Simply hit the button below, call our team, or DM us, and someone will be in contact with you within 24 hours.
Take Control of
Your Credit Today!
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